If you are searching for the best camera phone under 20000 in India 2025, then you’re at the perfect place. In 2025, smartphone brands like Samsung, Redmi, Realme, Vivo, Poco, and iQOO are offering flagship-level cameras at a mid-range price. These phones now come with OIS support, 50MP high-resolution cameras, night mode photography, ultrawide lenses, and amazing portrait mode results.
In this guide, we have handpicked the top camera phones under ₹20,000 based on camera specs, sample results, performance, and overall value.
Why 2025 Is the Best Year to Buy a Mid-Range Camera Phone?
2025 smartphones under ₹20K now feature:
- 50MP / 64MP flagship-grade sensors
- OIS (Optical Image Stabilization) for shake-free videos
- 4K video recording
- AI-enhanced night photography
- High-quality selfie cameras
- Powerful processors for smooth camera performance
That’s why people searching for “best camera phone under 20000 India 2025” are getting more value than ever before.
📱 Top 7 Best Camera Phones Under 20000 in India (2025)
1. Samsung Galaxy M35 5G – Best Overall Camera Phone

Main Camera: 50MP OIS + 8MP Ultra-wide + 2MP Macro
Front Camera: 13MP
Why Buy?
Super steady OIS videos
Excellent low-light photography
Natural skin tones
Perfect for: vloggers, travelers, and everyday photography.
2. Realme 12 Pro Lite – Best Portrait Camera

Main Camera: 64MP + 8MP Ultra-wide
Front Camera: 32MP
Highlights:
AI color enhancement
Flagship-style portrait mode
Sharp selfies
Best for: social-media users, influencers, Instagram photos.
3. Redmi Note 14 5G – Best for 4K Video

Main Camera: 50MP Sony Sensor + OIS
Front Camera: 16MP
Why Choose?
Good stabilization
Smooth 4K recording
Vibrant colors
A great choice for users who prioritize video quality under 20000.
4. iQOO Neo 10R – Best for Night Photography

Main Camera: 64MP OIS
Front Camera: 16MP
Top Features:
Fast charging
Clear night photos
Strong performance
Ideal for low-light photography lovers.
5. Vivo Y200E – Best Selfie Camera

Main Camera: 50MP
Front Camera: 32MP
Highlights:
Reliable camera UI
Fantastic portrait selfies
Smooth skin tone
Great for vloggers and selfie enthusiasts.
6. Poco X7 – Best Ultrawide Camera Under 20000

Main Camera: 64MP + 8MP Ultra-wide
Front Camera: 16MP
Why Buy?
Stable performance
Detailed ultrawide shots
Fast shutter speed
Good for landscape photography and travel.
7. Motorola Moto G75 5G – Best Natural Color Camera

Main Camera: 50MP OIS
Front Camera: 16MP
Highlights:
Near stock Android
Very natural color output
OIS for steady shots
Great if you want realistic colors and a clean UI.
Conclusion
The best camera phone under 20000 in India 2025 segment is stronger than ever, with multiple brands offering premium photography features at an affordable price. Whether your priority is selfies, night shots, 4K video, or ultrawide landscapes — you will find a perfect match in this list.
Also Read:- vivo X300 Full Specs & Features: 200MP ZEISS Camera, 120Hz AMOLED, 6040mAh Battery






