Smartphone lovers in India don’t need to spend ₹50,000 to get a flagship-like camera anymore. In 2025, many brands are offering 5G smartphones under ₹20,000 that click stunning photos, stable videos, and sharp selfies. Whether you’re into night photography, vlogging, or social media reels, these budget-friendly smartphones deliver great camera performance without compromising on 5G speed and performance.
If you’re searching for the best 5G camera phone under ₹20,000, this list covers the Top 10 Best Camera Phones models you can buy right now.
1. Motorola Edge 50 Neo 5G – Top 10 Best Camera Phones
- Cameras: 50MP OIS main + 13MP ultrawide | 32MP selfie
- Why it’s best:
Motorola has mastered natural color reproduction. With OIS (Optical Image Stabilization), low-light and night photos look sharp and blur-free. The 32MP selfie camera is excellent for Instagram and video calls. - Extra perks: Clean stock-like MyUX software and bright pOLED display.
- Price: ₹18,999 approx.
2. iQOO Z10R 5G – Top 10 Best Camera Phones
- Cameras: 50MP main + 2MP depth | 16MP selfie
- Why it’s best:
The Sony 50MP sensor ensures crisp photos in daylight and decent low-light shots. Selfies are clear and bright, making it great for content creators. - Extra perks: Snapdragon chipset for gamers + fast charging.
- Price: ₹19,498 Buy Now
3. iQOO Z9 5G – Top 10 Best Camera Phones
- Cameras: 50MP Sony IMX882 OIS sensor + 2MP depth | 16MP selfie
- Why it’s best:
Its Sony sensor with OIS captures stable videos, sharp portraits, and clear details in low light. Many users rate it as one of the best camera phones under 20K. - Extra perks: Vibrant AMOLED screen for viewing your photos.
- Price: ~₹18,999
4. CMF Phone 2 Pro 5G – Top 10 Best Camera Phones
- Cameras: Dual 50MP (main + ultrawide/tele) | 32MP selfie
- Why it’s best:
A rare phone under ₹20K that gives you two powerful 50MP lenses, letting you capture wide landscapes and detailed zoom shots. Great for users who want versatility in photography. - Extra perks: Premium design with Nothing-inspired style.
- Price: Around ₹19,999 (sale deals)
5. CMF Phone 1 5G – Top 10 Best Camera Phones
- Cameras: 50MP Sony IMX main + 50MP ultrawide | 16MP selfie
- Why it’s best:
Delivers flagship-like clarity at mid-range pricing. Both rear cameras are powerful, unlike many phones that use only one good sensor. - Extra perks: Stylish design and Nothing OS-like UI.
- Price: ~₹18,999
6. Lava Agni 3 5G – Top 10 Best Camera Phones
- Cameras: 50MP primary + telephoto + ultrawide | 16MP selfie
- Why it’s best:
The only Indian brand here, Lava Agni 3 includes a telephoto lens, making zoom photography much better than competitors. Perfect for capturing faraway objects and detailed portraits. - Extra perks: Strong build quality and competitive specs.
- Price: ₹16,999 approx. Buy Now
7. realme 13 Plus 5G – Top 10 Best Camera Phones
- Cameras: 50MP Sony LYT-600 OIS + 2MP | 16MP selfie
- Why it’s best:
Great for HDR photography. Sky, greenery, and cityscapes look vibrant with boosted colors. OIS ensures videos remain stable. - Extra perks: Slim and lightweight design.
- Price: ~₹18,499
8. Samsung Galaxy A35 5G (Sale under ₹20K) – Top 10 Best Camera Phones
- Cameras: 50MP OIS + 8MP ultrawide + 5MP macro | 13MP selfie
- Why it’s best:
Samsung’s camera tuning is unmatched in this price. Colors look natural and skin tones are accurate — ideal for family photos and travel shots. - Extra perks: IP rating, durable Gorilla Glass, and long updates.
- Price: Usually above ₹20K, but sale discounts bring it below.
9. Infinix Note 50s 5G – Top 10 Best Camera Phones
- Cameras: 64MP Sony OIS + 2MP | 16MP selfie
- Why it’s best:
Value king — large 64MP sensor with OIS helps capture bright and steady shots. Perfect for budget buyers who don’t want to compromise on photography. - Extra perks: Massive display for binge-watching + gaming.
- Price: ~₹15,999
10. Redmi Note 14 SE 5G – Top 10 Best Camera Phones
- Cameras: 50MP triple setup | 16MP selfie
- Why it’s best:
Very affordable, yet capable of producing sharp and colorful photos. Ideal for students or first-time 5G buyers. - Extra perks: Long battery life and fast charging.
- Price: ~₹14,999
Conclusion
Finding a 5G smartphone under ₹20,000 with a flagship-like camera is no longer difficult.
- For low-light & natural photos → Motorola Edge 50 Neo.
- For gaming + camera combo → iQOO Z9 / Z10R.
- For zoom & versatility → Lava Agni 3.
- For style + all-rounder performance → CMF Phone 2 Pro.
- For budget-friendly photography → Redmi Note 14 SE or Infinix Note 50s.
No matter your need — portraits, vlogging, or social media reels — these smartphones deliver excellent camera quality with 5G speed under ₹20K.
Also Read: Vivo V60e 5G With 200MP Camera & 6500mAh Battery: All Details Before Launch